Closing the Racial Wealth Gap Through Housing & Homeownership

We are dedicated to closing the racial wealth gap and we know that housing and homeownership must play an essential role. We work for policies that will enable communities of color to build wealth and economic security and that will end California’s housing crisis.

About Us

Our Vision

We envision a nation where everyone has a safe place to call home – a home that helps build economic opportunity rather than undercuts it, enabling individuals and families to pursue their dreams. We seek a society in which communities of color have their full share of economic power, in which the economic and racial injustices of the past are replaced by vibrant, diverse communities where all residents can build wealth, own a home if they choose, and fulfill their full potential.

Our Mission

California Community Builders seeks to close the racial wealth gap by focusing on the core issue of housing and homeownership. Taking a data-driven, outcomes-focused approach, we research and advocate for policies that promote wealth-building and tear down barriers created by redlining, exclusionary zoning, and all forms of discrimination.

Communities of Color Face Unique Obstacles to Economic Security

For communities of color in California, the playing field has never been level. We have less wealth, lower incomes, and lower rates of homeownership. For every dollar of wealth a white family has, Black and Latino families have about 15 cents. That’s barely changed in over half a century.

This racial wealth gap didn’t happen by accident. It was created by deliberate policy choices and can only be fixed by making new and better choices.

For decades the federal government actively promoted redlining, designating neighborhoods with residents of color as “undesirable” – stifling lending and investment and depressing property values. State and local governments, banks and private developers pursued their own discriminatory policies, locking Blacks, Latinos, immigrants and other “undesirables” into substandard housing and suppressing their opportunities for homeownership. The legacy of these policies continues, and despite being illegal, discrimination never fully went away.

As a result, Blacks, Latinos and certain Asian/Pacific Islander communities are far less likely than whites to own their own homes, crippling their ability to build wealth and economic security. California’s housing affordability crisis makes these problems even worse.

People of Color Pay the Price for California’s Broken Housing Market

Housing in most of California has become unaffordable for far too many families, whether they rent or seek to buy a home. Contributing factors include zoning that limits what can be built where, high building costs, and lack of public and private investment in affordable housing and in creative solutions such as shared-equity models. Too often, political leaders have been afraid to tackle these structural issues because doing so might require challenging vocal or well-financed interest groups.

Because communities of color start with far less wealth, high housing costs often present an insurmountable obstacle to homeownership and the economic security it can bring.

Our Approach: Building Economic Security & Opportunity through Housing & Homeownership

We focus tightly on housing as a solution to the racial wealth gap, taking a pragmatic, results-oriented approach designed to produce change as quickly as possible. We emphasize:

Research

We produce cutting-edge research to understand the problem and explore potential solutions, enabling us to educate the public and policymakers.

Advocacy

We work at all levels of government to establish policies that promote housing production and affordability and eliminate discriminatory barriers to both, while advocating directly with financial institutions for improved lending practices.

Implementation

Passing good legislation or regulations isn’t enough. They must be carried out in a way that really makes a difference. We act as watchdogs on implementation to ensure that policies aren’t just window dressing, but make a real-world difference in boosting economic security and access to housing.

Our Team

Staff

Board of Directors

Leadership Academy

CCB’s young leaders make us who we are and training young leaders is core to what we do. CCB’s Leadership Academy started in 2018 and over that time students have authored original research, provided staffing and project management for our legislative advocacy, and helped to lead our digital communications work. Students receive direct mentorship from staff as well the opportunity to grow and learn from the civil rights pioneers on our board and within our network. We see the transfer of hard-earned knowledge and wisdom from veteran advocates to students as essential to preparing the next generation of leaders for the challenges ahead.

“I’ve learned how to use a racial equity lens in solving the housing shortage and will make sure to consider how policies contribute to the racial wealth gap.”


Hannah Phalen

“Being at CCB has shown me how to use community connections and resources to be an advocate.”


Minhal Hanif

“It’s crucial that we come up with creative solutions to begin to mitigate further life-altering effects of past housing policy failures.”


Moorea Benmosche

Thanks to Our Funders

Organizational Docs